Spreadsheet Template. Thursday , April 12th , 2018 - 12:54:42 PM
What can consumers do? While banks are drawing a line on returning courtesy overdraft fees, a phone call can to the branch or customer service can still result in a positive outcome. Additionally, sign up for online banking or find out how you can track your account via phone. If youre low in the account be sure to check your balance before charging something else to your account. If youve put a number of charges through during the day be absolutely sure to do it. Go over on your account by a dollar and that $3 frozen yogurt could end up costing you $300 in courtesy extended by your bank.
There are many additional benefits to bespoke software. Your business practices and office processes are embedded in the system. The software will guide your employees down pre-determined process pathways. Think how much less training would be required, and how many fewer mistakes would be made. As you staff would become more self-sufficient, this would allow you the manager of owner to take a step back from day-to-day business. Safe in the knowledge that you can access all the comprehensive real-time reports you need at any time so that you can keep an eye on things. If you want to change the processes or procedures in the future, all you need do is amend your software and it will take your employees down a different path. Think how much time and money that could save you.
All things considered, it is interesting to note then that there is one area where issuers arent tightening their standards. The single category where standards are being loosened is in overdrafts on checking and debit cards but its not for the purpose of extending an olive branch to hard pressed customers. Called courtesy overdrafts by the industry, banks are now allowing bigger and more frequent overdrafts on these accounts and then charging huge fees for the courtesy. An action that was originally part of good customer service has been morphed into one of the biggest revenue drivers at banks across the country as coached by a new breed of consultants that teach banks how to wring more money out of each customer.
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