Spreadsheet Template. Thursday , April 12th , 2018 - 08:06:42 AM
Percentage-wise, its great business for the issuers. According to the Federal Deposit Insurance Corp., if banks cover a $20 purchase and charge a $27 fee, the loan has a 3,520% annual percentage rate (APR) if paid back in two weeks. Threatened with legislation to regulate the abuses, the industry is fighting any form of regulation on overdraft fees simply due to importance of the fees in relation to their bottom lines. Overdraft fees are the mother lode of (deposit) fees, summarized Michael Moebs of Moebs Services, an economic research firm. If it werent for overdraft fees, 45% of banks and credit unions wouldnt have made money in 2008.
The spreadsheet is set up with the main Budget Sheet listing all the items needed for the meeting.
The other day I met with a friend to discuss a new Excel Budget Spreadsheet for Meetings.
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